Legal Notice

The following terms and conditions apply to your access and the use of this website (“goodkredit.it”) here in referred to as GK i.e. (domain brand) and the services provided herein by FORTUNE TREE CAPITAL SDN BHD (FTCSB) (Company Registration 1202833-M) and its subsidiaries. By accessing any page of this website and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification.

These terms and conditions may be revised without notice from time to time. By accessing this website, you acknowledge and accept the following terms and conditions or any revisions thereof. Please do not access this website if you do not agree to the terms and conditions.

The term ‘GK’ or ‘us’ or ‘we’ refers to GK who is the owner of the website. The term ‘you’ refers to the user or viewer of our website.


While care has been taken in ensuring the correctness of information, statements, text, articles, data, images, screens, web pages and other materials contained and appearing in this website (hereinafter referred to as “the MATERIALS”), FORTUNE TREE CAPITAL SDN BHD (FTCSB), its subsidiaries and related corporations and its or their directors, officers and employees (hereinafter referred to as “We”) make no representations, guarantees or warranties as to the accuracy, reliability, quality, truth, suitability and completeness of the said MATERIALS. We reserve the right to add, delete or make any changes to the MATERIALS without prior notice.

We cannot accept any liability for inaccuracies or omissions in this website. We further disclaim all liabilities whatsoever for any direct, indirect, special or consequential loss or damages howsoever resulting directly or indirectly from the access to or the use of this website and the reliance on the MATERIALS contained herein. Any decisions made by you based on the MATERIALS are your sole responsibility.

This website also may contain information provided by third parties and we make no representation or warranty regarding the said third parties’ information.

We do not warrant that the function or operation of this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available will be free of viruses or other harmful elements.

In no event would the MATERIALS in this website constitute or be deemed to constitute an invitation to invest in GK, its subsidiaries and related corporations or an invitation by GK, its subsidiaries and related corporations to enter into a contract with you.


The MATERIALS contained in this website are protected by Malaysian copyright laws and international treaties and intellectual property laws. All rights are reserved.

Unless otherwise noted, the MATERIALS appearing on this website are the exclusive property of GK or others as indicated. You are permitted to access this website and copy information as is reasonable from this website for personal, nonprofit or educational use only, provided that each page includes any copyright or trade mark notice or attribution as they appear on the pages copied. The MATERIALS may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, resold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes.


The word “GK”, “GOOD KREDIT” and the GK logo are registered trade marks and service marks of FTCSB. In addition, the trade marks of our subsidiaries, related corporations or business partners may also appear on this website. You are not permitted to display or use in any manner the FTCSB trade marks and service marks appearing on this website without specific prior written permission.


We honour your privacy as a user of our website. We undertake that personally identifiable information submitted to us will not be traded, sold or rented to companies outside the FTCSB Group of Companies. Your name and personal information shall only be used for correspondence purposes.


Whilst any personally identifiable information would be protected under our privacy provisions above, any other information which you send and provide to us through this website will be deemed to be information which are non-confidential and that we are granted a royalty-free, unrestricted and irrevocable licence to use the information for any purpose as we see fit.

You are strictly prohibited from posting or transmitting to or from this website any information which are unlawful, defamatory, threatening, obscene, pornographic or profane in nature or that which may give rise to any criminal or civil liability.


Any other website that is accessible and linked to this website may not necessarily be under our control. We are not responsible for the contents of any linked site or any link contained in the linked site, or any change or update to the information contained in such sites. We cannot accept any liability in connection with any such sites or links. You are responsible for viewing and abiding by the privacy statements and the terms of use posted on any of the linked sites. We provide the linked sites to you only as a convenience and the inclusion of any such link to this website does not necessarily imply our endorsement of the site, the entity operating such site or any product or service of that organisation.

You may not frame this website nor link to a page other than the home page without obtaining express permission from GK. All requests for permission should be directed to :

Corporate Communications Department

Fortune Tree Capital Sdn Bhd (1202833-M)

No.3-2, Jalan PJU 5/10,
Dataran Sunway, Kota Damansara,
47810 Petaling Jaya, Selangor DE

We are not obliged to grant you permission and we reserve the right to withdraw our permission for you to link to this website.


Your use of this website and the operation of the terms and conditions contained herein shall be governed in accordance with the laws of Malaysia. Any dispute arising out of or in relation to this website, including these terms and conditions shall be subject to the exclusive jurisdiction of the Malaysian courts.